FINANCIAL PLANNING

A Plan Built Around What Matters to You

Connect your finances, retirement goals and legacy with the future you want. For business owners, we also connect your business goals with your personal financial future.

Your Financial Life. One Coordinated Plan.

A financial plan considers more than investments. It brings together the different areas of your financial life so each decision supports the bigger picture.

Retirement Planning

Planning for sustainable income and the lifestyle you want in retirement.

Investment Solutions

Investment strategies aligned with your goals, time horizon and overall financial plan.

Insurance Solutions

Protection for today and peace of mind for tomorrow.

Estate & Legacy Planning

A lasting impact for the people and causes you care about.

Understand Your Priorities

We take the time to understand what matters most to you—your values, goals and the life you want to live.

Build Your Strategy

We bring the pieces together into a personalized plan aligned with your goals, priorities and time horizon.

Review & Adapt

As life and circumstances evolve, we revisit your plan and make adjustments to help keep you on track.

The goal is to help you create a clear, personalized plan that gives you confidence today and flexibility for tomorrow.

Financial Planning Options

Personal Financial Planning Package

Build a personalized financial plan with Susan Wiley’s expertise and guidance, connecting your priorities, cash flow, investments, retirement and protection needs.

Personal Financial Planning — 90-Day Program

Work at your own pace with 12 weekly worksheets, worked examples, progress-file save/load and PDF reports to organize your finances and choose practical next steps.

What happens next? Start with your household priorities and a dated financial snapshot. The self-guided program takes you through weekly actions and a closing review. With the personal planning package, preparation, meetings and follow-up are agreed with Susan. Business ownership is not required. Further work or ongoing reviews are arranged separately.

These options are sold separately. Self-guided access requires an individual account; personal advisory guidance is not included in the $99 program.

Estate & Legacy Planning Options

Work through the 90-day program on your own or with advisor assistance. The Estate & Legacy Planner is available as an optional tool.

What happens next? Bring forward any estate records or planner work you already have. Choose up to three practical priorities, work through the weekly actions, then compare completed work and remaining questions at the closing review.

Self-guided 90-Day Program

Work through twelve weekly worksheets to organize document locations, practical wishes, conversations and questions for your advisors. Includes a closing review, progress-file save/load and PDF reports.

Estate & Legacy Planner

Organize wishes, document locations, beneficiaries, conversations and advisor questions across twelve planning areas. Includes the Probate Fee Estimator, progress files and PDF reports.

Each self-guided option is sold separately and includes individual account access, progress-file save/load and PDF reports. Personal advisory guidance is not included in the self-guided purchase.

Advisor-assisted estate planning

$500 CAD

Includes the 90-day program and Susan Wiley’s personal guidance and financial-planning expertise to clarify priorities, review progress and prepare questions for your professional team.

The fee covers one 90-day work-through. A separate $99 program purchase is not required. Additional work or ongoing support is arranged separately.

The $49 Estate & Legacy Planner, including the Probate Fee Estimator, is optional and sold separately. Legal documents, tax advice and other professionals’ fees are arranged separately. Meeting timing and preparation are agreed when booking.

Arrange advisor-assisted planning.

Before booking advisor-assisted work, agree in writing on the program, included meetings and review work, dates, fee, tax treatment and any charges for additional work. General worksheets and automated reports are not automatically an advisor’s personal recommendations. Securities-related advice and implementation follow the registered dealer’s separate procedures. Legal, tax, valuation and insurance work require the appropriate qualified professionals. No investment or insurance purchase is required, and no outcome is guaranteed.

Learn more about estate and legacy planning